Our company’s reputation lies with our ability to effectively negotiate terms, conditions and pricing for all lines of coverage both at inception and at renewal time. Our team conducts an in depth analysis of all of our clients’ assets and operations prior to going to the insurance marketplace. This position
s us to have both thorough and efficient dialogue with the relative insurance underwriters and enables us to negotiate the most competitive terms and conditions.
We also are very strong proponents of facilitating meetings with both the underwriters and the client which assist tremendously with negotiations and help foster stronger long-term relationships.
We have direct access to over 30 A-Rated carriers.
We endeavor to provide all of our clients and prospective clients with advice and counsel in dealing with the relevant day-to-day risk management issues that arise. From reviewing indemnity language in vendor contracts to dealing with investor requests, we assist every step of the way!
We, at no cost, provide advice on:
Types of insurance protection carried (i.e. E&O, D&O, Fiduciary Liability, Fidelity Crime, Key Man, etc.)
Appropriateness of Limits of liability carried
Specific policy amendment requests (i.e. additional insured, notice of cancellation, etc.)
We have been assisting our clients in responding to these requests for over two (2) decades have two (2) main goals:
Provide the appropriate risk management advice and supporting documents; &
Reviews & Analysis
As part of InsureHedge’s suite of services, we provide our prospective clients, a no cost, an in-depth analysis of their current insurance program in an effort to point out any glaring coverage deficiencies and/or determine if more competitive pricing is available in the marketplace.
Upon receipt of the policies along with other requisite underwriting information, our team of professionals conducts an in-depth analysis of the organization and the business first (i.e. identifying corporate structure, investment strategy, ownership, operating history, etc.) which then positions us to identify potential gaps or deficiencies in the insurance contracts.
We feel this process fosters trust amongst clients and provides us with the ability to demonstrate our technical proficiency in our clients particular area of business.